Personal Banking

Money Market Accounts

Account Details

Money Market

Reach your savings goals with a personal Money Market account from First Bank. Earn interest on all balances above one cent1, and enjoy no monthly service fee if you maintain a balance above $2,500.

  • Minimum to open: $2,500
  • Earns interest on balances above $0.011
  • No monthly service fee if you maintain a balance of $2,500 or above
  • If balance falls below $2,500 on any day, a $10 monthly service fee will be applied
  • Free Online Banking
  • Free notary service
  • No charge for cashier’s checks or money orders
  • $1 fee charged for each ATM withdrawal not made at a First Bank ATM
  • Regulations restrict withdrawals or transfers to other accounts or third parties to 6 transactions per month
  • Unlimited withdrawals in person, by mail, or at an ATM
  • You will be charged $10 per debit transaction if there are more than 6 transactions of any kind per month
  • No charge for first order of bank stock, wallet checks
  • Statement with images mailed monthly
  • Go Green: Monthly E-Statements available upon request

Open an Account


Account Details

T-Fund Account

For individuals with higher savings balances, our T-Fund Money Market account provides higher, tiered interest rates starting with account balances of $25,000 and above. The more you save, the more you are rewarded.

  • Minimum to open: $25,000
  • Earns interest on balances above $0.011
  • Access to tiered interest rates, which earn a higher rate of interest
  • No monthly service fee if you maintain a balance of $25,000 or above
  • If balance falls below $25,000 on any day, a $25 monthly service fee will be applied
  • Free Online Banking
  • Free notary service
  • No charge for cashier’s checks or money orders
  • $1 fee charged for each ATM withdrawal not made at a First Bank ATM
  • Regulations restrict withdrawals or transfers to other accounts or third parties to 6 transactions per month
  • Unlimited withdrawals in person, by mail, or at an ATM
  • You will be charged $10 per debit transaction if there are more than 6 transactions of any kind per month
  • No charge for first order of bank stock, wallet checks
  • Statement with images mailed monthly
  • Go Green: Monthly E-Statements available upon request

Open an Account


Account Details

T-Fund Money Market

Our T-Fund Plus Money Market account generates the highest rate of return of any First Bank money market account, featuring higher, tiered interest rates starting with account balances of $100,000 and above. Speak with a Financial Services Representative today to open an account and start earning.

  • Minimum to open: $100,000
  • Earns interest on balances above $0.011
  • Access to tiered interest rates, which earn a higher rate of interest
  • No monthly service fee if you maintain a balance of $100,000 or above
  • If balance falls below $100,000 on any day, a $35 monthly service fee will be applied
  • Free Online Banking
  • Free notary service
  • No charge for cashier’s checks or money orders
  • $1 fee charged for each ATM withdrawal not made at a First Bank ATM
  • Regulations restrict withdrawals or transfers to other accounts or third parties to 6 transactions per month
  • Unlimited withdrawals in person, by mail, or at an ATM
  • You will be charged $10 per debit transaction if there are more than 6 transactions of any kind per month
  • No charge for first order of bank stock, wallet checks
  • Statement with images mailed monthly
  • Go Green: Monthly E-Statements available upon request

Open an Account

1Please contact a Financial Services Representative for current rate information. Rates subject to change.