Personal Banking

Personal Checking Accounts

Account Details

Star Platinum Plus Checking

Our Star Platinum Plus Checking account offers a powerful suite of checking benefits, backed by over 100 years of banking expertise. With our Star Platinum Plus Account, you can earn interest on your balance over time, and take advantage of benefits like Identity Theft Protection, Buyer’s Protection and Extended Warranty, and Cell Phone Protection, among many others. Talk to a Financial Services Representative today and we’ll be happy to assist you in opening an account.

  • Minimum to open: $100
  • $5.00 monthly service charge
  • Additional $7.00 monthly service charge if the balance falls below $1,500.00 on any day
  • Minimum balance requirements will be waived if account holder is 50 years of age or older at the time of account opening
  • Unlimited transactions
  • Earns interest on balance of $0.01 and above
  • $500.00 Courtesy Overdraft Protection available1
  • Free Online Banking and Mobile Banking
  • Statement mailed monthly with images
  • Go Green: Monthly E-Statements available upon request
  • Bill Pay included at no charge
  • No charge for cashier’s checks or money orders
  • Secure Debit Mastercard®
  • Identity theft protection with credit file monitoring - Better protect yourself and your family with IDProtect® identity theft monitoring and resolution service2 7, that includes credit file monitoring3 7 and alerts of key changes with Equifax®, Experian®, and Transunion®, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, and up to $10,000 in identity theft expense reimbursement.
  • Protection from the unexpected - Receive up to $10,000 of Accidental Death & Dismemberment Insurance.4
  • Debit Advantage® - Receive Buyer’s Protection4 and Extended Warranty4 for items purchased with this account. Items must be purchased in full with eligible account.
  • Cell phone protection4 - Receive up to $300 of replacement or repair cost for damaged or stolen phones.5
  • Health discount savings: Enjoy great savings on popular vision, dental, and prescription services.6 7
  • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers.7
  • Travel & Leisure discounts - Save big with deep discounts at thousands of local and national businesses.7
  • 10% discount on annual Safe Deposit Box rental
  • Free first order of standard wallet checks

Open an Account


Account Details

Star Platinum Checking

Our Star Platinum Checking account offers reliable checking, with interest. We make managing your finances a breeze with features like unlimited transactions, E-Statements, mobile banking and bill pay, while you earn interest on your balance.

  • Minimum to open: $100
  • $7.00 monthly service charge if the balance falls below $1,500.00 on any day
  • Minimum balance requirements will be waived if account holder is 50 years of age or older at the time of account opening
  • Unlimited transactions
  • Earns interest on balance of $0.01 and above
  • $500.00 Courtesy Overdraft Protection available1
  • Free Online Banking and Mobile Banking
  • Statement mailed monthly with images
  • Go Green: Monthly E-Statements available upon request
  • Bill Pay included at no charge
  • No charge for cashier’s checks or money orders
  • Secure Debit Mastercard®
  • Free first order of standard wallet checks

Open an Account


Account Details

Star Plus Checking

Our Star Plus Checking account offers a premium selection of our checking features, as well as many extra protections and discount benefits. Enjoy features such as free Bill Pay and E-Statements, alongside benefits such as $hopping Rewards™ and Buyer’s Protection.

  • Minimum to open: $100
  • $9.00 monthly service fee
  • Unlimited transactions
  • No minimum balance
  • Non-interest bearing
  • $500.00 Courtesy Overdraft Protection available1
  • Free Online Banking and Mobile Banking
  • Statement mailed monthly with images
  • Go Green: Monthly E-Statements available upon request
  • Bill Pay included at no charge
  • No charge for cashier’s checks or money orders
  • Secure Debit Mastercard®
  • Identity theft protection with credit file monitoring - Better protect yourself and your family with IDProtect® identity theft monitoring and resolution service2 7, that includes credit file monitoring3 7 and alerts of key changes with Equifax®, Experian®, and Transunion®, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, and up to $10,000 in identity theft expense reimbursement.
  • Protection from the unexpected - Receive up to $20,000 of Accidental Death & Dismemberment Insurance.4
  • Debit Advantage® - Receive Buyer’s Protection4 and Extended Warranty4 for items purchased with this account. Items must be purchased in full with eligible account.
  • Cell phone protection4 - Receive up to $400 of replacement or repair cost for damaged or stolen phones.5
  • Health discount savings: Enjoy great savings on popular vision, dental, and prescription services.6 7
  • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers.7
  • Travel & Leisure discounts - Save big with deep discounts at thousands of local and national businesses.7
  • Free first order of standard wallet checks

Open an Account


Account Details

Star Checking

Our Star Checking account offers everything from standards like Courtesy Overdraft Protection and Bill Pay to IDProtect® Identity Theft Protection Services, health discounts, even travel and shopping rewards. All of this, on top of the exceptional service First Bank customers have come to rely on.

  • Minimum to open: $100
  • $5.00 monthly service charge
  • Unlimited transactions
  • No minimum balance
  • Non-interest bearing
  • $300.00 Courtesy Overdraft Protection available1
  • Free Online Banking and Mobile Banking
  • Statement mailed monthly with images
  • Go Green: Monthly E-Statements available upon request
  • Bill Pay included at no charge
  • Secure Debit Mastercard®
  • Identity theft protection with credit file monitoring - Better protect yourself and your family with IDProtect® identity theft monitoring and resolution service2 7. IDProtect® includes credit file monitoring3 7 and alerts of key changes with Equifax®, Experian®, and Transunion®, ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert, and up to $10,000 in identity theft expense reimbursement.
  • Protection from the unexpected - Receive up to $10,000 of Accidental Death & Dismemberment Insurance.4
  • Debit Advantage® - Receive Buyer’s Protection4 and Extended Warranty4 for items purchased with this account. Items must be purchased in full with eligible account.
  • Cell phone protection4 - Receive up to $300 of replacement or repair cost for damaged or stolen phones.5
  • Health discount savings - Enjoy great savings on popular vision, dental, and prescription services6 7
  • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers.7
  • Travel & leisure discounts - Save big with deep discounts at thousands of local and national businesses.7

Open an Account


Account Details

eChecking

Our eChecking account is a great option for anyone looking to begin their First Bank relationship, or for that teenager of yours who needs a debit card to pay for gas.

  • Minimum to open: $100
  • No monthly service charge
  • Unlimited transactions
  • No minimum balance
  • Non-interest bearing
  • $100.00 Courtesy Overdraft Protection available1
  • Free Online Banking and Mobile Banking
  • Monthly statements available online with check images
  • Bill Pay available for an additional $5.95 per month
  • Secure Debit Mastercard®

Open an Account

1Accounts must be open and in good standing for a period of 30 business days to qualify for this privilege. Please visit with a Financial Services Representative for a detailed copy of our Courtesy Overdraft Privilege Program.
2IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
3Credit file monitoring may take several days to begin following activation.
4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document.
5Cellular telephone bill must be paid with eligible account.
6This is NOT insurance.
7Registration and/or activation required.