Special Offer: 11 Month CDs
Earn 2.27% APY on your new CD Account
For a limited time, First Bank is offering 2.27% APY1 on new 11 month CD accounts. Meet your savings goals more quickly by opening a First Bank CD account today.
1Offer valid through September 1, 2018. Withdrawal of interest may reduce earnings. An interest penalty will be imposed for early withdrawal. Rate and APY effective July 1, 2018. Fees could reduce earnings to the account. Available for personal and business accounts. Refer to Truth in Savings disclosure. Annual Percentage Yield. Minimum to obtain disclosed APY is $1,000.00. Minimum to open the account is $1,000.00. Method of earning interest (daily balance method) and quarterly compounding.
Certificates of Deposit
Minimum to open: $1,000
First Bank offers various Certificates of Deposit (CD) programs. We have a number of CD accounts available with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each CD account we offer, as well as rates for each type of account.
Product Name Interest Rate Annual Percent Yield 3 Month CD 0.40% 0.40% 6 Month CD 0.60% 0.60% 12 Month CD 0.80% 0.80% 15 Month Comfort CD 0.80% 0.80% 18 Month CD 1.00% 1.00% 18 Month Variable IRA 1.00% 1.00% 24 Month CD 1.10% 1.10% 36 Month CD 1.20% 1.20% 60 Month CD 2.00% 2.01% HSA Account 0.05% 0.05%
Call 940.691.0000 for current rate information. Interest Rates and Annual Percentage Yields are accurate as of March 23, 2018, and are subject to change without notice.
- $1000 minimum to open a non-IRA CD
- Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
- A penalty may be imposed for early withdrawal.**
**Early withdrawal penalties on CDs are as follows:
- 15 month CD term or less: 30 days’ interest on amount withdrawn
- 18 month CD term or 24 month CD term: 90 days’ interest on amount withdrawn
- CD Term is over 2 years: 180 days’ interest on amount withdrawn