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Certificates of Deposit

We offer a variety of CD options to suit your needs and help you save for the future.

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    Certificates of Deposit

    Certificates of Deposit

    First Bank offers various Certificates of Deposit (CD) programs. We have a number of CD accounts available with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each CD account we offer, as well as rates for each type of account.

    Product Name Interest Rate Annual Percent Yield
    3 Month CD 0.40% 0.40%
    6 Month CD 0.60% 0.60%
    12 Month CD 0.80% 0.80%
    15 Month Comfort CD 0.80% 0.80%
    18 Month CD 1.00% 1.00%
    18 Month Variable IRA 1.00% 1.00%
    24 Month CD 1.10% 1.10%
    36 Month CD 1.20% 1.20%
    60 Month CD 2.00% 2.01%
    HSA Account 0.05% 0.05%

    Call 940.691.0000 for current rate information. Interest Rates and Annual Percentage Yields are accurate as of March 23, 2018, and are subject to change without notice.

    • $1000 minimum to open a non-IRA CD
    • Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
    • A penalty may be imposed for early withdrawal.**
    • Please read our Privacy Policy.

    **Early withdrawal penalties on CDs are as follows:

    • 15 month CD term or less: 30 days’ interest on amount withdrawn
    • 18 month CD term or 24 month CD term: 90 days’ interest on amount withdrawn
    • CD Term is over 2 years: 180 days’ interest on amount withdrawn
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