- $1000 minimum to open a non-IRA CD
- Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
- A penalty may be imposed for early withdrawal.**
- Please read our Privacy Policy.
- 15 month CD term or less: 30 days’ interest on amount withdrawn
- 18 month CD term or 24 month CD term: 90 days’ interest on amount withdrawn
- CD Term is over 2 years: 180 days’ interest on amount withdrawn
Certificates of Deposit
Certificates of Deposit
First Bank offers various Certificates of Deposit (CD) programs. We have a number of CD accounts available with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each CD account we offer, as well as rates for each type of account.
| Product Name | Interest Rate | Annual Percent Yield |
| 3 Month CD | 0.40% | 0.40% |
| 6 Month CD | 0.60% | 0.60% |
| 12 Month CD | 0.80% | 0.80% |
| 15 Month Comfort CD | 0.80% | 0.80% |
| 18 Month CD | 1.00% | 1.00% |
| 18 Month Variable IRA | 1.00% | 1.00% |
| 24 Month CD | 1.10% | 1.10% |
| 36 Month CD | 1.20% | 1.20% |
| 60 Month CD | 2.00% | 2.01% |
| HSA Account | 0.05% | 0.05% |
Call 940.691.0000 for current rate information. Interest Rates and Annual Percentage Yields are accurate as of March 23, 2018, and are subject to change without notice.
**Early withdrawal penalties on CDs are as follows:
