Open an Account
Icon illustration depicting a certificate document.

Business Certificates of Deposit

First Bank's certificates of deposit (CD) accounts allow you to pick the maturity term that works for you and earn interest on your savings.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

First Bank's certificates of deposit (CD) accounts allow you to pick the maturity term that works for you and earn interest on your savings.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

Business Certificates of Deposit

Plan for the future with reliable returns on your savings.

90-Days to 5-Year Terms
Fixed Interest
Online & Mobile Access
Personal Service & Support
Lasting Relationships
Streamlined Account Opening
  • Business Certificates of Deposit

    Business Certificates of Deposit

    We offer various CD term options, with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each CD account we offer, as well as current rates for each type of account.

    Product Name Interest Rate Annual Percentage Yield
    3 Month 0.80% 0.80%
    6 Month 1.00% 1.00%
    12 Month 2.00% 2.02%
    15 Month 1.25% 1.26%
    18 Month 1.30% 1.31%
    24 Month 2.35% 2.37%
    36 Month 1.60% 1.61%
    60 Month 2.00% 2.01%

    Speak with a Financial Services Representative for current rate information. Interest Rates and Annual Percentage Yields are accurate as of November 4, 2022, and are subject to change without notice.

    Below are some helpful details regarding new First Bank Business CD accounts:

    • $1,000 minimum to open a CD.
    • Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
    • A penalty may be imposed for early withdrawal.1
    • Please read our Privacy Policy.
    • Fees could reduce earnings to the account.

    1Early withdrawal penalties on CDs are as follows:

    • 15 month term or less: 30 days’ interest on amount withdrawn
    • 18 month term to 24 month term: 90 days’ interest on amount withdrawal
    • Term is over 2 years: 180 days’ interest on amount withdrawn
Don't take our word for it

It has been our pleasure to use First Bank for our business and personal banking needs. We recommend First Bank to anyone who is looking for a top service bank with a personal touch.

Rodney L. – Frisco, TX

I can't say enough about this bank. The folks that work here are phenomenal.

Joseph F. – Aledo, TX

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

Business CD Resources

Wire Transfer Instructions

Wire transfer instructions for incoming domestic wires and incoming international U.S. Dollar wire transfers.

View Article

Learn how to protect your accounts from corporate account takeover.

Learn how to protect your accounts from corporate account takeover.

View Article

FDIC Guide

Keeping you secure. Your guide to cybersecurity.

View Article