Open an Account
Back to Personal Banking
An icon illustration of a pie chart.


We offer Traditional and Roth IRAs to help you save for the future and reach your retirement goals.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

Get Started

Scroll Down

Individual Retirement Accounts

Start thinking about tomorrow, today.

Roth IRAs
Traditional IRAs
Terms from 90 Days to 5 Years
Options to Suit Your Goals
Streamlined Process
Personal Service & Support
  • Minimum to open: $100

    IRA Account Options

    Our Traditional and Roth Individual Retirement Accounts (IRAs) are an excellent way to secure your financial future. Almost anyone can contribute to an IRA, even if you or your spouse already have another financial retirement pensions or plans.

    We offer various IRA term options, with maturity terms ranging from 90 days to 5 years. Below you can find the most current information on each IRA account we offer, as well as current rates for each type of account. All of the below account options can be opened either as a Traditional or Roth IRA.

    Product Name Interest Rate Annual Percentage Yield
    3 Month 0.40% 0.40%
    6 Month 0.60% 0.60%
    12 Month 0.80% 0.80%
    15 Month 0.80% 0.80%
    18 Month 1.00% 1.00%
    18 Month Variable 1.00% 1.00%
    24 Month 1.10% 1.10%
    36 Month 1.20% 1.20%
    60 Month 2.00% 2.01%

    Speak with a Financial Services Representative for current rate information. Interest Rates and Annual Percentage Yields are accurate as of March 23, 2018, and are subject to change without notice.

    • $100 minimum to open an IRA.
    • Must maintain a daily balance of $1,000 to obtain this disclosed Annual Percentage Yield.
    • A penalty may be imposed for early withdrawal.1
    • Please read our Privacy Policy.
    • Fees could reduce earnings to the account.
    Open an Account

    1Early withdrawal penalties on IRAs are as follows:

    • 15 month term or less: 30 days’ interest on amount withdrawn
    • 18 month term to 24 month term: 90 days’ interest on amount withdrawn
    • Term is over 2 years: 180 days’ interest on amount withdrawn

IRA Resources

Customer Information Change

If your personal information has changed, please fill out our Customer Information Change Form, and mail or fax the completed form to us.

Complete Form

Always in your corner.

Financial resources to help with budgeting, retirement planning, financial aid for higher education, debt reduction, and more.

View Article

Keeping you secure.

Keeping you secure. Your guide to cybersecurity.

View Article