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Personal Savings Accounts

Our savings accounts are here to help you save for the future. We offer traditional savings accounts, as well as money market accounts that offer more benefits the more you save.

Open an Account

Our online account opening system makes it easier than ever to open an account.

Our savings accounts are here to help you save for the future. We offer traditional savings accounts, as well as money market accounts that offer more benefits the more you save.

Open an Account

Our online account opening system makes it easier than ever to open an account.

Personal Savings Accounts

Personal Service & Support
Online & Mobile Banking

Open an Account
  • First Savings¹
  • Minimum to open: $100
  • Daily required balance to obtain disclosed Annual Percentage Yield: $100
  • Minimum balance service fee: $3/quarter
  • Balance required to avoid service fee: $100
  • Free quarterly statements (mailed or e-statement)
  • Free monthly statements (mailed or e-statement): N/A
  • Free cashiers check, money order, notary service: N/A
  • First box of bank stock wallet checks free: N/A

  • Money Market²
  • Minimum to open: $2,500
  • Daily required balance to obtain disclosed Annual Percentage Yield: $0.01
  • Minimum balance service fee: $10/month
  • Balance required to avoid service fee: $2,500
  • Free quarterly statements (mailed or e-statement): N/A
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free

  • T-Fund Money Market²
  • Minimum to open: $25,000
  • Daily required balance to obtain disclosed Annual Percentage Yield: Tiered³
  • Minimum balance service fee: $25/month
  • Balance required to avoid service fee: $25,000
  • Free quarterly statements (mailed or e-statement): N/A
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free

  • T-Fund Plus Money Market²
  • Minimum to open: $100,000
  • Daily required balance to obtain disclosed Annual Percentage Yield: Tiered³
  • Minimum balance service fee: $35/month
  • $100,000
  • Free quarterly statements (mailed or e-statement): N/A
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free
  • 25%

  • Personal Savings Accounts
  • Minimum to open
  • Daily required balance to obtain disclosed Annual Percentage Yield
  • Minimum balance service fee
  • Balance required to avoid service fee
  • Free quarterly statements (mailed or e-statement)
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free

  • First Savings¹
  • $100
  • $100
  • $3/quarter
  • $100
  • %%star%%
  • N/A
  • N/A
  • N/A

  • Money Market²
  • $2,500
  • $0.01
  • $10/month
  • $2,500
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%

  • T-Fund Money Market²
  • $25,000
  • Tiered³
  • $25/month
  • $25,000
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%

  • T-Fund Plus Money Market²
  • $100,000
  • Tiered³
  • $35/month
  • $100,000
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%
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¹If you make more than 6 debit transactions of any kind per quarter, you will be charged $1 per debit transaction.
²If you make more than 6 debit transactions of any kind per month, you will be charged $10 per debit transaction.
³See a Financial Services Representative for applicable tiers.

Don't take our word for it

It has been our pleasure to use First Bank for our business and personal banking needs. We recommend First Bank to anyone who is looking for a top service bank with a personal touch.

Rodney L. – Frisco, TX

I can't say enough about this bank. The folks that work here are phenomenal.

Joseph F. – Aledo, TX

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

Personal Savings Resources

Strategies to Help You Save

Saving money is a great way to work on your finances and help you plan for the future.

View Article

Forgot your password?

Instructions for resetting your online banking password.

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Customer Information Change

If your personal information has changed, please fill out our Customer Information Change Form, and mail or fax the completed form to us.

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