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Personal Savings Accounts

First Bank offers a variety of savings options from traditional savings accounts, to certificates of deposit and individual retirement accounts. Plan for tomorrow with a First Bank savings account today.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

First Bank offers a variety of savings options from traditional savings accounts, to certificates of deposit and individual retirement accounts. Plan for tomorrow with a First Bank savings account today.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

Personal Savings Accounts

Personal Service & Support
Online & Mobile Banking

Open an Account
  • First Savings¹
  • Minimum to open: $100
  • Daily required balance to obtain disclosed Annual Percentage Yield: $100
  • Minimum balance service fee: $3/quarter
  • Balance required to avoid service fee: $100
  • Free quarterly statements (mailed or e-statement)
  • Free monthly statements (mailed or e-statement): N/A
  • Free cashiers check, money order, notary service: N/A
  • First box of bank stock wallet checks free: N/A

  • Money Market²
  • Minimum to open: $2,500
  • Daily required balance to obtain disclosed Annual Percentage Yield: $0.01
  • Minimum balance service fee: $10/month
  • Balance required to avoid service fee: $2,500
  • Free quarterly statements (mailed or e-statement): N/A
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free

  • T-Fund Money Market²
  • Minimum to open: $25,000
  • Daily required balance to obtain disclosed Annual Percentage Yield: Tiered³
  • Minimum balance service fee: $25/month
  • Balance required to avoid service fee: $25,000
  • Free quarterly statements (mailed or e-statement): N/A
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free

  • T-Fund Plus Money Market²
  • Minimum to open: $100,000
  • Daily required balance to obtain disclosed Annual Percentage Yield: Tiered³
  • Minimum balance service fee: $35/month
  • $100,000
  • Free quarterly statements (mailed or e-statement): N/A
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free
  • 25%

  • Personal Savings Accounts
  • Minimum to open
  • Daily required balance to obtain disclosed Annual Percentage Yield
  • Minimum balance service fee
  • Balance required to avoid service fee
  • Free quarterly statements (mailed or e-statement)
  • Free monthly statements (mailed or e-statement)
  • Free cashiers check, money order, notary service
  • First box of bank stock wallet checks free

  • First Savings¹
  • $100
  • $100
  • $3/quarter
  • $100
  • %%star%%
  • N/A
  • N/A
  • N/A

  • Money Market²
  • $2,500
  • $0.01
  • $10/month
  • $2,500
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%

  • T-Fund Money Market²
  • $25,000
  • Tiered³
  • $25/month
  • $25,000
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%

  • T-Fund Plus Money Market²
  • $100,000
  • Tiered³
  • $35/month
  • $100,000
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%
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¹If you make more than 6 debit transactions of any kind per quarter, you will be charged $1 per debit transaction.
²If you make more than 6 debit transactions of any kind per month, you will be charged $10 per debit transaction.
³See a Financial Services Representative for applicable tiers.

Don't take our word for it

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

I know First Bank understands the amount of trust that has to exist between banker and customer.

Diana B. – Wichita Falls, Texas

Personal Savings Resources

Information provided by the FDIC about your financial health during the COVID-19 pandemic.

Helpful information provided by the FDIC about your financial health during the COVID-19 pandemic.

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Forgot your password?

Instructions for resetting your online banking password.

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Customer Information Change

If your personal information has changed, please fill out our Customer Information Change Form, and mail or fax the completed form to us.

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