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Personal Loans

We offer a number of personal loan options to help you cover planned or unplanned personal expenses, all with an easy application process.

Get Started

Fill out our easy online application to apply for a personal loan today.

Apply Today
We offer a number of personal loan options to help you cover planned or unplanned personal expenses, all with an easy application process.

Get Started

Fill out our easy online application to apply for a personal loan today.

Apply Today
Personal Lending

Helping to cover life’s expenses.

Personal Service & Support
Flexible Loan Options
Easy Online Application
Cover Expenses
Build Credit
Secured and Unsecured
View Lending Options

  • Our Personal Loan Options

    We offer three types of personal loans to suit your individual needs and credit profile.

    Secured Loans

    Our secured loans are ideal for borrowers with personal assets available to use as collateral. With these loans, we offer options for the loan term, with different terms available depending on the year of the collateral.

    Unsecured Loans

    Unsecured loans are structured for short-term borrowing, specifically for when you do not have collateral available to secure the loan.

    Cash Secured Loans

    Our cash secured loans allow you to use existing cash as collateral, while maintaining your savings. These loans are especially ideal for borrowers looking to build credit.

    We look forward to working with you to help with your personal lending needs.

Personal Loan Calculator

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Loan Details
$
Monthly Payment
$368/mo.
Don't take our word for it

It has been our pleasure to use First Bank for our business and personal banking needs. We recommend First Bank to anyone who is looking for a top service bank with a personal touch.

Rodney L. – Frisco, TX

I can't say enough about this bank. The folks that work here are phenomenal.

Joseph F. – Aledo, TX

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

Personal Loans Resources

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Calculate the estimated monthly payment for your personal loan.

Use our personal loan calculator to calculate the estimated monthly payments for a First Bank personal loan.

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Customer Information Change

If your personal information has changed, please fill out our Customer Information Change Form, and mail or fax the completed form to us.

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Financial resources to help with budgeting, retirement planning, financial aid for higher education, debt reduction, and more.

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