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Personal Checking Accounts

We offer a variety of checking accounts to suit your personal needs with varying benefit levels, courtesy overdraft protection, and the exceptional service we’ve always been known for.

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Personal Checking Accounts

  • Star Platinum Plus Account

    Minimum to open: $100

    Our Star Platinum Plus Account offers a powerful suite of checking benefits, backed by over 100 years of banking expertise. With our Star Platinum Plus Account, you can earn interest on your balance over time, and take advantage of benefits like Identity Theft Protection, Buyer’s Protection and Extended Warranty, and Cell Phone Protection, among many others. Talk to a Financial Services Representative today and we’ll be happy to assist you in opening an account.

    • Earns interest on balance of $0.01 and above
    • $500.00 Courtesy Overdraft Protection available1
    • Bill Pay included at no extra charge
    • Identity theft protection2 6 with credit file monitoring3 6
    • Debit Advantage® - Receive Buyer’s Protection4 and Extended Warranty4 for items purchased with this account. Items must be purchased in full with eligible account.
    • Cell phone protection4 5 - Receive up to $300 of replacement or repair cost for damaged or stolen phones.
    • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers.6
    Open an Account

    1Accounts must be open and in good standing for a period of 30 business days to qualify for this privilege. Please visit with a Financial Services Representative for a detailed copy of our Courtesy Overdraft Privilege Program.
    2IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
    3Credit file monitoring may take several days to begin following activation.
    4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits or on the insurance document.
    5Cellular telephone bill must be paid with eligible account 6Registration and/or activation required

  • Star Platinum Account

    Minimum to open: $100

    Our Star Platinum account offers reliable checking, with interest. We make managing your finances a breeze with features like unlimited transactions, E-Statements, mobile banking and bill pay, while you earn interest on your balance.

    • Earns interest on balances of $0.01 and above
    • $500.00 Courtesy Overdraft Protection available1
    • Free Online Banking and Mobile Banking
    • Go Green: Monthly E-Statements available upon request
    • Bill Pay included at no charge
    • No charge for cashier’s checks or money orders
    Open an Account

    1Accounts must be open and in good standing for a period of 30 business days to qualify for this privilege. Please visit with a Financial Services Representative for a detailed copy of our Courtesy Overdraft Privilege Program.

  • Star Plus account

    Minimum to open: $100

    Our Star Plus account offers a premium selection of checking features, as well as many extra protections and discount benefits. Enjoy powerful features like free Bill Pay and E-Statements, alongside benefits such as $hopping Rewards™ and Buyer’s Protection.

    • No minimum balance
    • $500.00 Courtesy Overdraft Protection available1
    • Go Green: Monthly E-Statements available upon request
    • Bill Pay included at no charge
    • Identity theft protection2 6 with credit file monitoring3 6
    • Debit Advantage® - Receive Buyer’s Protection4 and Extended Warranty4 for items purchased with this account.
    • Health discount savings: Enjoy great savings on popular vision, dental, and prescription services.5 6
    • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers.6
    Open an Account

    1Accounts must be open and in good standing for a period of 30 business days to qualify for this privilege. Please visit with a Financial Services Representative for a detailed copy of our Courtesy Overdraft Privilege Program.
    2IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
    3Credit file monitoring may take several days to begin following activation. 4Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document.
    5This is NOT insurance.
    6Registration and/or activation required

  • Star Account

    Minimum to open: $100

    Our Star Account offers everything from standards like Courtesy Overdraft Protection and Bill Pay to IDProtect® Identity Theft Protection Services, health discounts, even travel and shopping rewards. All of this, on top of the exceptional service First Bank customers have come to rely on.

    • No minimum balance
    • Bill Pay included at no charge
    • $300.00 Courtesy Overdraft Protection available1
    • Identity theft protection2 5 with credit file monitoring3 5
    • Health discount savings - Enjoy great savings on popular vision, dental, and prescription services4 5
    • $hopping Rewards™ - Earn cash rewards when you shop online at dozens of your favorite retailers.5
    • Travel & leisure discounts - Save big with deep discounts at thousands of local and national businesses.5
    Open an Account

    1Accounts must be open and in good standing for a period of 30 business days to qualify for this privilege. Please visit with a Financial Services Representative for a detailed copy of our Courtesy Overdraft Privilege Program.
    2IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
    3Credit file monitoring may take several days to begin following activation.
    4This is NOT insurance.
    5Registration required

  • eChecking Account

    Minimum to open: $100

    Our eChecking Account is a great option for anyone looking to begin their First Bank relationship, or for that teenager of yours who needs a debit card to pay for gas.

    • No monthly service charge
    • Unlimited transactions
    • No minimum balance
    • Free Online Banking and Mobile Banking
    • Monthly statements available online with check images
    Open an Account
Always Benefits

Personal Service & Support
Unlimited Transactions
Courtesy Overdraft Protection1 Secure Debit Mastercard®
Online & Mobile Banking
Mobile Check Deposit

Personal Banking Resources

We are upgrading our debit card system.

As part of our commitment to improving our customers’ banking experience, we are upgrading our debit card system.

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Forgot your password?

Instructions for resetting your online banking password.

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Customer Information Change

If your personal information has changed, please fill out our Customer Information Change Form, and mail or fax the completed form to us.

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