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Personal Checking Accounts

Our checking account options allow you to pick the right option to fit your personal needs – and all come with the exceptional service we’ve always been known for.

Open an Account

Our online account opening system makes it easier than ever to open an account.

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Personal Checking

Checking from a local bank you can trust.

A Lifelong Relationship

This is full-service banking backed by people you can trust. We can’t wait to welcome you to the First Bank Family...

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Featured

Star Platinum Checking

Make your money go further with interest on all balances above one penny, online Bill Pay, and so much more.

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Low cost. Tangible benefits.

Star Plus Checking account holders enjoy premium checking features alongside powerful benefits like shopping rewards and identity theft protection.

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Achieve Your Goals

Personal Checking Accounts

Personal Service & Support
Unlimited Transactions
Secure Debit Mastercard®
Online & Mobile Banking
Mobile Check Deposit

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Star Platinum Plus
Minimum opening deposit: $100
Monthly service charge: $5
Additional monthly minimum balance service charge: $7
Minimum balance requirement to avoid the minimum balance service charge: $1,000
Earns interest on $0.01 and above
Secured chip-enabled Debit Mastercard
Free Online Banking & Mobile Banking
Free Bill Pay
Unlimited transactions
Monthly statements (mailed or e-statement)
Benefits Package (contact us for more details)
Free cashier’s checks/money orders
Free first order of standard wallet checks
10% discount on annual Safe Deposit Box rental

Star Platinum
Minimum opening deposit: $100
Monthly service charge: N/A
Additional monthly minimum balance service charge: $7
Minimum balance requirement to avoid the minimum balance service charge: $500
Earns interest on $0.01 and above
Secured chip-enabled Debit Mastercard
Free Online Banking & Mobile Banking
Free Bill Pay
Unlimited transactions
Monthly statements (mailed or e-statement)
Benefits Package (contact us for more details): N/A
Free cashier’s checks/money orders
Free first order of standard wallet checks
10% discount on annual Safe Deposit Box rental: N/A

Star Plus
Minimum opening deposit: $100
Monthly service charge: $9
Additional monthly minimum balance service charge: N/A
Minimum balance requirement to avoid the minimum balance service charge: N/A
Earns interest on $0.01 and above: N/A
Secured chip-enabled Debit Mastercard
Free Online Banking & Mobile Banking
Free Bill Pay
Unlimited transactions
Monthly statements (mailed or e-statement)
Benefits Package (contact us for more details)
Free cashier’s checks/money orders
Free first order of standard wallet checks
10% discount on annual Safe Deposit Box rental: N/A

Star
Minimum opening deposit: $100
Monthly service charge: $5
Additional monthly minimum balance service charge: N/A
Minimum balance requirement to avoid the minimum balance service charge: N/A
Earns interest on $0.01 and above: N/A
Secured chip-enabled Debit Mastercard
Free Online Banking & Mobile Banking
Free Bill Pay
Unlimited transactions
Monthly statements (mailed or e-statement)
Benefits Package (contact us for more details)
Free cashier’s checks/money orders: N/A
Free first order of standard wallet checks: N/A
10% discount on annual Safe Deposit Box rental: N/A

e-Checking
Minimum opening deposit: $100
Monthly service charge: N/A
Additional monthly minimum balance service charge: N/A
Minimum balance requirement to avoid the minimum balance service charge: N/A
Earns interest on $0.01 and above: N/A
Secured chip-enabled Debit Mastercard
Free Online Banking & Mobile Banking
Free Bill Pay: $5.95/month
Unlimited transactions
Monthly statements (mailed or e-statement)²
Benefits Package (contact us for more details): N/A
Free cashier’s checks/money orders: N/A
Free first order of standard wallet checks: N/A
10% discount on annual Safe Deposit Box rental: N/A

25%
Personal Checking Accounts
Minimum opening deposit
Monthly service charge
Additional monthly minimum balance service charge
Minimum balance requirement to avoid the minimum balance service charge
Earns interest on $0.01 and above
Secured chip-enabled Debit Mastercard
Free Online Banking & Mobile Banking
Free Bill Pay
Unlimited transactions
Monthly statements (mailed or e-statement)
Benefits Package (contact us for more details)
Free cashier’s checks/money orders
Free first order of standard wallet checks
10% discount on annual Safe Deposit Box rental

Star Platinum Plus
$100
$5
$7
$1,000
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Star Platinum
$100
N/A
$7
$500
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N/A
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N/A

Star Plus
$100
$9
N/A
N/A
N/A
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N/A

Star
$100
$5
N/A
N/A
N/A
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N/A
N/A
N/A

e-Checking
$100
N/A
N/A
N/A
N/A
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$5.95/month
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N/A
N/A
N/A
N/A

¹e-Statements required

Don't take our word for it

It has been our pleasure to use First Bank for our business and personal banking needs. We recommend First Bank to anyone who is looking for a top service bank with a personal touch.

Rodney L. – Frisco, TX

I can't say enough about this bank. The folks that work here are phenomenal.

Joseph F. – Aledo, TX

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

Personal Banking Resources

All Personal Banking Resources→

It’s easier than ever to join the First Bank family.

The First Bank Online Switch Kit allows you to easily transfer your recurring payments and direct deposits to your new First Bank checking account.

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Forgot your password?

Instructions for resetting your online banking password.

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Customer Information Change

If your personal information has changed, please fill out our Customer Information Change Form, and mail or fax the completed form to us.

Complete Form

All Personal Banking Resources→

Personal Checking Accounts

Open an Account

Open an Account

Checking from a local bank you can trust.

A Lifelong Relationship

Star Platinum Checking

Low cost. Tangible benefits.

Personal Checking Accounts

Personal Banking Resources

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