Open an Account
Icon illustration of a check and pen.

Business Checking Accounts

Whether you're a small business or a complex, large organization, we partner with all business customers to provide competitive checking solutions tailored to meet your needs.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

Whether you're a small business or a complex, large organization, we partner with all business customers to provide competitive checking solutions tailored to meet your needs.

Open an Account

Get in touch with a Financial Services Representative today to open an account.

Achieve Your Goals

Business Checking Accounts

Personal Service & Support
Secure Chip-Enabled Debit Mastercard®
Online & Mobile Banking

Open an Account
  • Small Business Checking
  • Minimum opening deposit: $100
  • Monthly service charge: $5
  • Minimum balance requirement to avoid a service charge fee: $500
  • Free transactions: First 50¹
  • Earnings credit: N/A²
  • Secured chip-enabled Debit Mastercard
  • Free Online Banking and Mobile Banking
  • Bill Pay available for a fee: $9.95/month
  • Monthly statements (mailed or e-statement)

  • First Business Checking
  • Minimum opening deposit: $100
  • Monthly service charge: $15
  • Minimum balance requirement to avoid a service charge fee: $1,500
  • Free transactions: First 200
  • Earnings credit: N/A²
  • Secured chip-enabled Debit Mastercard
  • Free Online Banking and Mobile Banking
  • Bill Pay available for a fee: $9.95/month
  • Monthly statements (mailed or e-statement)

  • Commercial Analysis
  • Minimum opening deposit: $1000
  • Monthly service charge: $10
  • Minimum balance requirement to avoid a service charge fee: N/A²
  • Free transactions: N/A
  • Earnings credit
  • Secured chip-enabled Debit Mastercard
  • Free Online Banking and Mobile Banking
  • Bill Pay available for a fee: $9.95/month
  • Monthly statements (mailed or e-statement)
  • 30%

  • Business Checking Accounts
  • Minimum opening deposit
  • Monthly service charge
  • Minimum balance requirement to avoid a service charge fee
  • Free transactions¹
  • Earnings credit²
  • Secured chip-enabled Debit Mastercard
  • Free Online Banking and Mobile Banking
  • Bill Pay available for a fee
  • Monthly statements (mailed or e-statement)

  • Small Business Checking
  • $100
  • $5
  • $500
  • First 50
  • N/A
  • %%star%%
  • %%star%%
  • $9.95/month
  • %%star%%

  • First Business Checking
  • $100
  • $15
  • $1,500
  • First 200
  • N/A
  • %%star%%
  • %%star%%
  • $9.95/month
  • %%star%%

  • Commercial Analysis
  • $1000
  • $10
  • N/A²
  • N/A
  • %%star%%
  • %%star%%
  • %%star%%
  • $9.95/month
  • %%star%%
Fill 1

¹ $.20 per transaction after initial free transactions. Transactions include deposited items and electronic transactions.
² Receives an earnings credit based on 13-week Treasury Bill Rate and average daily balance of the account to help offset charges incurred over a statement period. See Commercial Analysis Checking Contract or a Financial Service Representative for more information.

Don't take our word for it

I love First Bank because I have always felt important and taken care of! I have been with them for over 30 years. They have gone above and beyond to help with my needs.

Carol B. – Wichita Falls, Texas

First Bank is very easy to work with – they're a great team. I couldn’t imagine banking with anyone else.

Shawn C. – Carrollton

When I started looking for a loan, a friend recommended First Bank. I had such a good experience, I have since moved all my banking there.

Ruben R. – Wichita Falls, Texas

I know First Bank understands the amount of trust that has to exist between banker and customer.

Diana B. – Wichita Falls, Texas

Business Checking Resources

Forgot your password?

Instructions for resetting your online banking password.

View Article

Online Bill Pay for Business

Our online bill pay saves you time and helps you stay organized. To start using online bill pay, or for bill pay support, please call call 866.370.9439.

View Article

Learn how to protect your accounts from corporate account takeover.

Learn how to protect your accounts from corporate account takeover.

View Article