Important Notice: The data and estimates calculated are tools for your reference and are for learning purposes only. This does not constitute an offer or approval of credit. Contact a First Bank mortgage expert for actual estimates. An example loan scenario assumes borrower with FICO score of 740 and DTI of 36%. Home insurance and taxes are not included in this estimate. 30-year FHA scenario is for a 30-year fixed rate mortgage loan on a $200,000 property, financed at 94% at the amount of $191,290 with a 5.000% interest rate, 6.465% APR, locked for 30 days.