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Mortgage Lending

First Express Mortgage Pre-Qualification Program

Take the guesswork out of shopping for a home with First Bank's pre-qualification program, First Express Mortgage. Just complete the information requested and you're on your way. Within one to two business days, we'll let you know if you are qualified. Then you can shop for your new home with confidence.

First Express Mortgage: Pre-Qualification Program

NOTE: This is a pre-qualification process only. It is First Bank's policy not to provide a pre-approval or acceptance of a formal application online.

If you have any questions, please call 940.696.0000 or email us at mortgagelending@firstbankweb.com

If you prefer to complete the pre-qualification form offline, please call us at 940.696.0000 or email us at mortgagelending@firstbankweb.com and we will supply you with the documents that you need.

Calculate your monthly mortgage payment with our Mortgage Calculator.

Unless you have already pre-qualified for a home loan, you may want to input several different interest rates in the mortgage calculator, starting with 4.5%. Once pre-qualified and approved for a home loan, your actual interest rate could be higher or lower than this rate. First Bank offers competitive mortgage interest rates. Interest rates can change quickly and frequently. In order to have the most up-to-date interest rate information, call us at 940.696.0000, email us at mortgagelending@firstbankweb.com or email any of our lenders listed below.

You can also email, call, or make an appointment with any of our mortgage lending officers for more information. Our mortgage lending team is at our First Bank Plaza office at

Midwestern Pkwy

2801 Midwestern Pkwy Suite 200
Wichita Falls, TX 76308
(940) 696-0000

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Kathleen (Kathy) Joan Roberts
Vice President, Mortgage Lending

Email Kathy

NMLS 335850

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Kevin (Kevin) Andrew Rhine
Mortgage Lending Officer

Email Kevin

NMLS 763454

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Cheri Crystal West
Mortgage Lending Officer

Email Cheri

NMLS 530700

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Donnie (Donnie) Benson Park
Executive Vice President

Email Donnie

NMLS 635683

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Curtis (Scott) Scott Flinn
Assistant Vice President, Mortgage Lending

Email Scott

NMLS 992043